Flood Insurance vs. Home Insurance: What’s the Difference?

Flood Insurance vs. Home Insurance: What’s the Difference?

Many families can just walk into an insurance company and buy a home insurance policy. The process is easy and straightforward. It is simple to the extent that the person who wants to purchase the policy won’t think twice about the processes involved. Even a novice knows that we need homeowner’s insurance to protect our…

Small Business Insurance for Consultants

Small Business Insurance for Consultants

Do you know that there is small business insurance for consultants? Now you know. Consultants, just like every other business owner, also need cover against risks. There are general insurance policies for consultants. However, the type of consulting you do will determine the insurance policy that you should prioritize. There are different types of consulting…

What is Business Personal Property Insurance?

What is Business Personal Property Insurance?

Business personal property insurance (BPPI) is one of the most important policies that your business should have. However, getting a BPPI typically depends on the type of business you run. But basically, as long as your business has properties—things that you can move from one place to another within the business premises—then you definitely need…

How to Get Insurance to Pay for Roof Replacement in Florida

How to Get Insurance to Pay for Roof Replacement in Florida

Research shows that residents of Florida pay four times the average rates for home insurance in the United States. This is quite high, considering the fact that some states pay much lower rates. Hence, it has got people wondering how to get insurance to pay for roof replacement in Florida. Due to the high cost,…

Does Home Insurance Cover Roof Replacement?

Does Home Insurance Cover Roof Replacement?

Yes, home insurance covers roof replacement. However, the damage must be caused by a sudden or natural accident. If anything is not related to the two factors stated above, then your insurance company might not pay for replacements or repairs. Furthermore, most insurance companies often don’t insure homes whose roofs are 20 years older and…

How to Find the Best Uninsured Driver Lawyer for Your Case
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How to Find the Best Uninsured Driver Lawyer for Your Case

If you are involved in a road traffic accident and you are not at fault, you are entitled to lodge a claim for personal injuries and material damages caused to your vehicle. Your insurance company investigates the case, negotiates with the third party’s insurer, and resolves the case. If the at-fault party has insurance and…

What Happens if You Drive Without Insurance and Get Pulled Over in the United States?
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What Happens if You Drive Without Insurance and Get Pulled Over in the United States?

Drive without insurance: Motor vehicle accidents occur when the driver of a vehicle causes an accident while driving a vehicle. If you get into a car accident without car insurance, you could be personally responsible for paying the bills for the other driver’s medical care, property damage, lost wages, and more, plus your own, depending…